Side-by-side · Q2 2026 data
Lufkin Federal Credit Union vs Star Financial Credit Union
Metric by metric
| Measure | Lufkin Federal Credit Union | Star Financial Credit Union |
|---|---|---|
| TellerScore | 99 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 95 (stronger) | 87 |
| Earnings | 99 (stronger) | 27 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 99th | 40th |
| Total assets | $47.8M | $48.8M |
| Deposits / shares | $34.9M | $43.1M |
| Capital ratio | 26.28% (stronger) | 10.99% |
| Problem loans | 0.14% (stronger) | 0.40% |
| Net charge-offs | 0.10% (stronger) | 2.05% |
| Return on assets | 1.98% (stronger) | 0.17% |
| Loans ÷ deposits | 50.2% (stronger) | 51.8% |
| Uninsured deposits | 1.9% | 1.7% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lufkin Federal Credit Union has the higher TellerScore (99 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Lufkin Federal Credit Union leads on 6 and Star Financial Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.