Side-by-side · Q2 2026 data
Lufthansa Emp. Federal Credit Union vs Gha Federal Credit Union
Credit union
Lufthansa Emp. Federal Credit Union
Westbury, New York · Under $100 million in assets
Credit union
Gha Federal Credit Union
Greenwich, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Lufthansa Emp. Federal Credit Union | Gha Federal Credit Union |
|---|---|---|
| TellerScore | 83 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 88 (stronger) | 81 |
| Earnings | 36 | 80 (stronger) |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 72nd | 90th |
| Total assets | $95.2M | $29.7M |
| Deposits / shares | $78.7M | $24.4M |
| Capital ratio | 17.44% | 17.51% (stronger) |
| Problem loans | 0.36% (stronger) | 0.56% |
| Net charge-offs | 0.06% (stronger) | 0.18% |
| Return on assets | 0.41% | 1.50% (stronger) |
| Loans ÷ deposits | 6.1% (stronger) | 41.3% |
| Uninsured deposits | 24.8% | 0.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gha Federal Credit Union has the higher TellerScore (91 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Lufthansa Emp. Federal Credit Union leads on 3 and Gha Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.