TellerScore

Lufthansa Emp. Federal Credit Union (NCUA charter #20341) is based in Westbury, New York. Its Q2 2026 call report shows $95.2M in total assets and $78.7M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Lufthansa Emp. Federal Credit Union scores 83/100, which we describe as strong. That is higher than 72% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 60th. Its strongest component is capital cushion (100/100; 17.44%), and its lowest is earnings (36/100; 0.41%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.44%
Loan quality88/100
Loans 60+ days delinquent ÷ total loans: 0.36%
Earnings36/100
Return on assets (annualized): 0.41%
Funding & liquidity89/100
Loans ÷ shares: 6.1% · 24.8% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.10%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (82 → 83).

TellerScore
798284Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202480
Q4 202479
Q1 202581
Q2 202582
Q3 202582
Q4 202582
Q1 202684
Q2 202683
Net worth ratio
7.00%12.22%17.44%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.71%
Q3 202415.68%
Q4 202415.74%
Q1 202515.96%
Q2 202516.07%
Q3 202516.40%
Q4 202516.63%
Q1 202617.07%
Q2 202617.44%
Delinquent loans (60+ days)
0.27%0.36%0.44%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.43%
Q3 20240.43%
Q4 20240.44%
Q1 20250.38%
Q2 20250.27%
Q3 20250.31%
Q4 20250.31%
Q1 20260.31%
Q2 20260.36%
Return on assets
0.09%0.28%0.46%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.09%
Q3 20240.10%
Q4 20240.10%
Q1 20250.23%
Q2 20250.24%
Q3 20250.34%
Q4 20250.32%
Q1 20260.46%
Q2 20260.41%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$95.2M17.44%0.36%0.41%6.1%
Q1 202684$96.8M17.07%0.31%0.46%6.5%
Q4 202582$98.7M16.63%0.31%0.32%6.3%
Q3 202582$99.7M16.40%0.31%0.34%6.4%
Q2 202582$101.0M16.07%0.27%0.24%6.5%
Q1 202581$101.3M15.96%0.38%0.23%6.4%
Q4 202479$102.4M15.74%0.44%0.10%6.4%
Q3 202480$102.6M15.68%0.43%0.10%6.6%
Q2 202480$102.2M15.71%0.43%0.09%6.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.44%
67th
Problem loans0.36%
65th
Net charge-offs0.06%
62nd
Return on assets0.41%
38th
Loans to deposits6.1%
99th
Uninsured deposits24.8%
1st
Loan-loss reserves0.00%
37th
Texas ratio0.1%
84th

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InstitutionScoreAssetsCapitalProblem loansCompare
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Good Neighbors Federal Credit UnionCredit union Depew, NY30 out of 100, Low$91.7M7.6%2.85%vs
Eastern Operating Engineers Federal Credit UnionCredit union Whitestone, NY60 out of 100, Moderate$88.6M9.8%0.32%vs
Adirondack Regional Federal Credit UnionCredit union Tupper Lake, NY48 out of 100, Below average$88.3M9.5%2.14%vs

Deposit insurance

Is my money safe at Lufthansa Emp. Federal Credit Union?

Yes. Lufthansa Emp. Federal Credit Union is a federally insured credit union (NCUA charter #20341). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 24.8% of shares and deposits ($19.5M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 17.44%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Lufthansa Emp. Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Lufthansa Emp. Federal Credit Union
Type
Federal credit union
NCUA charter #
20341
RSSD ID
65586
Primary regulator
NCUA
Established
1970
Headquarters
1065 Old Country Rd Ste 215, Westbury, NY 11590
Employees
5

Quick answers

Lufthansa Emp. Federal Credit Union: common questions

Is Lufthansa Emp. Federal Credit Union NCUA insured?

Yes. Lufthansa Emp. Federal Credit Union is a federally insured credit union (NCUA charter #20341). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Lufthansa Emp. Federal Credit Union's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Lufthansa Emp. Federal Credit Union have?

1 office as of the latest NCUA data.

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