Side-by-side · Q2 2026 data
Lynchburg Municipal Employees Federal Credit Union vs Strategic Federal Credit Union
Credit union
Lynchburg Municipal Employees Federal Credit Union
Lynchburg, Virginia · Under $100 million in assets
Metric by metric
| Measure | Lynchburg Municipal Employees Federal Credit Union | Strategic Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 60 |
| Capital cushion | 71 (stronger) | 53 |
| Loan quality | 91 (stronger) | 63 |
| Earnings | 60 (stronger) | 36 |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 98 (stronger) | 86 |
| Peer percentile | 68th | 22nd |
| Total assets | $31.4M | $23.1M |
| Deposits / shares | $27.5M | $20.6M |
| Capital ratio | 12.14% (stronger) | 10.32% |
| Problem loans | 0.28% (stronger) | 1.11% |
| Net charge-offs | 0.30% | -0.15% (stronger) |
| Return on assets | 1.00% (stronger) | 0.40% |
| Loans ÷ deposits | 42.0% (stronger) | 74.8% |
| Uninsured deposits | 1.6% (stronger) | 10.8% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lynchburg Municipal Employees Federal Credit Union has the higher TellerScore (81 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Lynchburg Municipal Employees Federal Credit Union leads on 6 and Strategic Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.