Side-by-side · Q2 2026 data
Lyons Federal Bank vs Ellis Credit Union
Metric by metric
| Measure | Lyons Federal Bank | Ellis Credit Union |
|---|---|---|
| TellerScore | 78 | 89 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 62 (stronger) | 44 |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 72nd | 87th |
| Total assets | $197.6M | $5.6M |
| Deposits / shares | $166.7M | $4.6M |
| Capital ratio | 12.70% | 17.07% (stronger) |
| Problem loans | 0.23% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.10% (stronger) |
| Return on assets | 1.06% (stronger) | 0.61% |
| Loans ÷ deposits | 86.4% | 51.1% (stronger) |
| Uninsured deposits | 23.9% | 0.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ellis Credit Union has the higher TellerScore (89 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Lyons Federal Bank leads on 1 and Ellis Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.