Side-by-side · Q2 2026 data
M C Bank & Trust Company vs First National Banker's Bank
Metric by metric
| Measure | M C Bank & Trust Company | First National Banker's Bank |
|---|---|---|
| TellerScore | 47 | 69 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 74 (stronger) |
| Earnings | 0 | 53 (stronger) |
| Funding & liquidity | 56 (stronger) | 0 |
| Problem-loan coverage | 82 | 95 (stronger) |
| Peer percentile | 5th | 40th |
| Total assets | $710.0M | $983.0M |
| Deposits / shares | $480.6M | $383.9M |
| Capital ratio | 42.96% (stronger) | 16.14% |
| Problem loans | 5.84% | 0.78% (stronger) |
| Net charge-offs | 0.76% | -0.00% (stronger) |
| Return on assets | -2.56% | 0.82% (stronger) |
| Loans ÷ deposits | 71.1% (stronger) | 137.3% |
| Uninsured deposits | 44.6% (stronger) | 69.9% |
| Offices | 15 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.3% | — |
First National Banker's Bank has the higher TellerScore (69 vs 47). On the 7 directional measures above (where higher or lower is clearly better), M C Bank & Trust Company leads on 3 and First National Banker's Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.