Side-by-side · Q2 2026 data
M D U Employees Federal Credit Union vs The Morning Star Federal Credit Union
Credit union
M D U Employees Federal Credit Union
Glendive, Montana · Under $100 million in assets
Credit union
The Morning Star Federal Credit Union
Lame Deer, Montana · Under $100 million in assets
Metric by metric
| Measure | M D U Employees Federal Credit Union | The Morning Star Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 47 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 33 | 45 (stronger) |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 82 |
| Peer percentile | 75th | 7th |
| Total assets | $4.0M | $2.2M |
| Deposits / shares | $3.3M | $1.8M |
| Capital ratio | 17.23% (stronger) | 9.88% |
| Problem loans | 0.00% (stronger) | 5.89% |
| Net charge-offs | 0.34% (stronger) | 11.87% |
| Return on assets | 0.33% | 0.63% (stronger) |
| Loans ÷ deposits | 77.9% | 17.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
M D U Employees Federal Credit Union has the higher TellerScore (84 vs 47). On the 6 directional measures above (where higher or lower is clearly better), M D U Employees Federal Credit Union leads on 4 and The Morning Star Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.