Side-by-side · Q2 2026 data
M O Federal Credit Union vs Dakota Star Federal Credit Union
Credit union
Dakota Star Federal Credit Union
Rapid City, South Dakota · Under $100 million in assets
Metric by metric
| Measure | M O Federal Credit Union | Dakota Star Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 64 |
| Capital cushion | 91 (stronger) | 40 |
| Loan quality | 90 (stronger) | 69 |
| Earnings | 67 | 67 |
| Funding & liquidity | 98 (stronger) | 87 |
| Problem-loan coverage | 98 (stronger) | 86 |
| Peer percentile | 85th | 28th |
| Total assets | $40.9M | $44.9M |
| Deposits / shares | $34.8M | $40.4M |
| Capital ratio | 14.12% (stronger) | 9.00% |
| Problem loans | 0.30% (stronger) | 0.93% |
| Net charge-offs | 0.41% | 0.18% (stronger) |
| Return on assets | 1.17% (stronger) | 1.17% |
| Loans ÷ deposits | 62.5% (stronger) | 72.6% |
| Uninsured deposits | 1.3% (stronger) | 15.3% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
M O Federal Credit Union has the higher TellerScore (88 vs 64). On the 7 directional measures above (where higher or lower is clearly better), M O Federal Credit Union leads on 6 and Dakota Star Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.