Side-by-side · Q2 2026 data
M O Federal Credit Union vs Ft Randall Federal Credit Union
Credit union
Ft Randall Federal Credit Union
Wagner, South Dakota · Under $100 million in assets
Metric by metric
| Measure | M O Federal Credit Union | Ft Randall Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 81 |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 90 (stronger) | 63 |
| Earnings | 67 (stronger) | 62 |
| Funding & liquidity | 98 (stronger) | 88 |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 85th | 68th |
| Total assets | $40.9M | $44.2M |
| Deposits / shares | $34.8M | $36.4M |
| Capital ratio | 14.12% | 17.52% (stronger) |
| Problem loans | 0.30% (stronger) | 1.12% |
| Net charge-offs | 0.41% (stronger) | 0.88% |
| Return on assets | 1.17% (stronger) | 1.04% |
| Loans ÷ deposits | 62.5% (stronger) | 72.6% |
| Uninsured deposits | 1.3% | 0.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
M O Federal Credit Union has the higher TellerScore (88 vs 81). On the 7 directional measures above (where higher or lower is clearly better), M O Federal Credit Union leads on 5 and Ft Randall Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.