Side-by-side · Q2 2026 data
MA Bank vs Bank of Franklin County
Metric by metric
| Measure | MA Bank | Bank of Franklin County |
|---|---|---|
| TellerScore | 65 | 65 |
| Capital cushion | 45 | 45 |
| Loan quality | 68 | 91 (stronger) |
| Earnings | 62 (stronger) | 50 |
| Funding & liquidity | 88 (stronger) | 65 |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 29th | 29th |
| Total assets | $417.3M | $419.4M |
| Deposits / shares | $364.5M | $357.5M |
| Capital ratio | 9.54% (stronger) | 9.53% |
| Problem loans | 0.96% | 0.27% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.21% |
| Return on assets | 1.06% (stronger) | 0.74% |
| Loans ÷ deposits | 63.8% (stronger) | 95.6% |
| Uninsured deposits | 22.1% | 11.9% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), MA Bank leads on 4 and Bank of Franklin County on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.