Side-by-side · Q2 2026 data
MA Bank vs Community State Bank
Metric by metric
| Measure | MA Bank | Community State Bank |
|---|---|---|
| TellerScore | 65 | 83 (stronger) |
| Capital cushion | 45 | 70 (stronger) |
| Loan quality | 68 | 97 (stronger) |
| Earnings | 62 | 91 (stronger) |
| Funding & liquidity | 88 (stronger) | 63 |
| Problem-loan coverage | 89 | 98 (stronger) |
| Peer percentile | 29th | 84th |
| Total assets | $417.3M | $132.8M |
| Deposits / shares | $364.5M | $109.2M |
| Capital ratio | 9.54% | 12.05% (stronger) |
| Problem loans | 0.96% | 0.10% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.20% |
| Return on assets | 1.06% | 1.78% (stronger) |
| Loans ÷ deposits | 63.8% (stronger) | 84.5% |
| Uninsured deposits | 22.1% (stronger) | 26.3% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community State Bank has the higher TellerScore (83 vs 65). On the 7 directional measures above (where higher or lower is clearly better), MA Bank leads on 3 and Community State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.