Side-by-side · Q2 2026 data
Machinists - Boilermakers Federal Credit Union vs Opc Federal Credit Union
Credit union
Machinists - Boilermakers Federal Credit Union
Gladstone, Oregon · Under $100 million in assets
Metric by metric
| Measure | Machinists - Boilermakers Federal Credit Union | Opc Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 79 (stronger) |
| Capital cushion | 86 | 98 (stronger) |
| Loan quality | 23 | 46 (stronger) |
| Earnings | 22 | 100 (stronger) |
| Funding & liquidity | 57 | 62 (stronger) |
| Problem-loan coverage | 71 | 83 (stronger) |
| Peer percentile | 11th | 62nd |
| Total assets | $3.2M | $2.8M |
| Deposits / shares | $2.8M | $2.3M |
| Capital ratio | 13.62% | 14.75% (stronger) |
| Problem loans | 2.30% | 1.63% (stronger) |
| Net charge-offs | 0.10% | 0.00% (stronger) |
| Return on assets | 0.04% | 3.03% (stronger) |
| Loans ÷ deposits | 103.6% | 97.8% (stronger) |
| Uninsured deposits | 4.9% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Opc Federal Credit Union has the higher TellerScore (79 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Machinists - Boilermakers Federal Credit Union leads on 0 and Opc Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.