TellerScore

Headquartered in Gladstone, Oregon, Machinists - Boilermakers Federal Credit Union is a federal credit union with $3.2M in total assets and $2.8M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1961.

Based on its Q2 2026 filing, Machinists - Boilermakers Federal Credit Union scores 52/100, which we describe as below average. That is higher than only 11% of 2,479 credit unions with under $100 million in assets. Among 47 credit unions headquartered in Oregon, it ranks 43rd. Its strongest component is capital cushion (86/100; 13.62%), and its lowest is earnings (22/100; 0.04%).

TellerScore · Q2 2026

Scorecard

Capital cushion86/100
Net worth ratio: 13.62%
Loan quality23/100
Loans 60+ days delinquent ÷ total loans: 2.30%
Earnings22/100
Return on assets (annualized): 0.04%
Funding & liquidity57/100
Loans ÷ shares: 103.6% · 4.9% uninsured
Problem-loan coverage71/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 14.28%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 10 points (62 → 52), mostly because the loan quality component weakened by 52 points.

TellerScore
445565Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202458
Q3 202464
Q4 202459
Q1 202554
Q2 202562
Q3 202565
Q4 202546
Q1 202644
Q2 202652
Net worth ratio
7.00%10.31%13.62%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.01%
Q3 202410.18%
Q4 202410.23%
Q1 202510.30%
Q2 202510.73%
Q3 202510.82%
Q4 202511.62%
Q1 202613.24%
Q2 202613.62%
Delinquent loans (60+ days)
0.06%2.70%5.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.42%
Q3 20240.06%
Q4 20240.33%
Q1 20251.43%
Q2 20250.74%
Q3 20250.48%
Q4 20252.86%
Q1 20265.34%
Q2 20262.30%
Return on assets
-0.46%-0.00%0.45%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.33%
Q3 2024-0.17%
Q4 2024-0.46%
Q1 20250.17%
Q2 20250.29%
Q3 20250.31%
Q4 20250.45%
Q1 20260.38%
Q2 20260.04%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202652$3.2M13.62%2.30%0.04%103.6%
Q1 202644$3.3M13.24%5.34%0.38%99.5%
Q4 202546$3.8M11.62%2.86%0.45%88.5%
Q3 202565$4.0M10.82%0.48%0.31%85.3%
Q2 202562$4.0M10.73%0.74%0.29%86.0%
Q1 202554$4.1M10.30%1.43%0.17%83.5%
Q4 202459$4.1M10.23%0.33%-0.46%86.2%
Q3 202464$4.3M10.18%0.06%-0.17%85.8%
Q2 202458$4.3M10.01%0.42%-0.33%87.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.62%
44th
Problem loans2.30%
17th
Net charge-offs0.10%
57th
Return on assets0.04%
21st
Loans to deposits103.6%
2nd
Uninsured deposits4.9%
22nd
Loan-loss reserves1.14%
84th
Texas ratio14.3%
8th

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Deposit insurance

Is my money safe at Machinists - Boilermakers Federal Credit Union?

Yes. Machinists - Boilermakers Federal Credit Union is a federally insured credit union (NCUA charter #14708). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.9% of shares and deposits ($138K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.62%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Machinists - Boilermakers Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Machinists - Boilermakers Federal Credit Union
Type
Federal credit union
NCUA charter #
14708
RSSD ID
823384
Primary regulator
NCUA
Established
1961
Headquarters
25 Cornell Ave, Gladstone, OR 97027
Employees
2

Quick answers

Machinists - Boilermakers Federal Credit Union: common questions

Is Machinists - Boilermakers Federal Credit Union NCUA insured?

Yes. Machinists - Boilermakers Federal Credit Union is a federally insured credit union (NCUA charter #14708). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Machinists - Boilermakers Federal Credit Union's TellerScore?

52 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Machinists - Boilermakers Federal Credit Union have?

2 offices as of the latest NCUA data.

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