Side-by-side · Q2 2026 data
Macon Bank and Trust Company vs Wilson Bank and Trust
Metric by metric
| Measure | Macon Bank and Trust Company | Wilson Bank and Trust |
|---|---|---|
| TellerScore | 73 (stronger) | 72 |
| Capital cushion | 49 | 58 (stronger) |
| Loan quality | 97 (stronger) | 79 |
| Earnings | 65 | 79 (stronger) |
| Funding & liquidity | 74 (stronger) | 66 |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 53rd | 66th |
| Total assets | $820.5M | $6.0B |
| Deposits / shares | $751.5M | $5.3B |
| Capital ratio | 9.91% | 10.85% (stronger) |
| Problem loans | 0.08% (stronger) | 0.63% |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 1.13% | 1.48% (stronger) |
| Loans ÷ deposits | 67.8% (stronger) | 83.1% |
| Uninsured deposits | 31.4% | 25.4% (stronger) |
| Offices | 8 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.7% |
Macon Bank and Trust Company has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Macon Bank and Trust Company leads on 4 and Wilson Bank and Trust on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Gallatin, TN
- Hartsville, TN