Side-by-side · Q2 2026 data
Madison County Bank vs Enterprise Bank
Metric by metric
| Measure | Madison County Bank | Enterprise Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 88 | 100 (stronger) |
| Earnings | 73 (stronger) | 58 |
| Funding & liquidity | 56 (stronger) | 36 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 88th | 43rd |
| Total assets | $613.2M | $574.0M |
| Deposits / shares | $479.2M | $458.0M |
| Capital ratio | 15.11% (stronger) | 11.15% |
| Problem loans | 0.37% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.33% (stronger) | 0.94% |
| Loans ÷ deposits | 94.9% (stronger) | 103.3% |
| Uninsured deposits | 23.4% (stronger) | 34.1% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Madison County Bank has the higher TellerScore (85 vs 70). On the 6 directional measures above (where higher or lower is clearly better), Madison County Bank leads on 5 and Enterprise Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.