TellerScore

Headquartered in Omaha, Nebraska, Enterprise Bank is a state-chartered bank (fed member) with $574.0M in total assets and $458.0M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1991.

Enterprise Bank has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than only 43% of its 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 94th. Loan quality contributes the most (100/100, 0.00%); funding & liquidity contributes the least (36/100, 103% loans-to-deposits, 34% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion61/100
Tier 1 leverage ratio: 11.15%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings58/100
Return on assets (annualized): 0.94%
Funding & liquidity36/100
Loans ÷ deposits and uninsured-deposit share: 103.3% · 34.1% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (67 → 70), mostly because the earnings component improved by 8 points.

TellerScore
646871Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202465
Q4 202464
Q1 202567
Q2 202567
Q3 202569
Q4 202571
Q1 202670
Q2 202670
Tier 1 leverage ratio
5.00%8.21%11.41%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.80%
Q3 202410.86%
Q4 202410.63%
Q1 202510.90%
Q2 202510.83%
Q3 202511.41%
Q4 202511.11%
Q1 202611.05%
Q2 202611.15%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.42%0.68%0.94%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.42%
Q3 20240.42%
Q4 20240.49%
Q1 20250.69%
Q2 20250.75%
Q3 20250.78%
Q4 20250.91%
Q1 20260.89%
Q2 20260.94%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$574.0M11.15%0.00%0.94%103.3%
Q1 202670$595.7M11.05%0.00%0.89%96.9%
Q4 202571$578.6M11.11%0.00%0.91%99.5%
Q3 202569$549.0M11.41%0.00%0.78%106.5%
Q2 202567$534.7M10.83%0.00%0.75%108.3%
Q1 202567$536.0M10.90%0.00%0.69%104.8%
Q4 202464$524.3M10.63%0.00%0.49%105.8%
Q3 202465$526.7M10.86%0.00%0.42%105.4%
Q2 202464$502.4M10.80%0.00%0.42%107.5%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.15%
53rd
Total risk-based capital13.90%
61st
Problem loans0.00%
94th
Net charge-offs0.00%
68th
Return on assets0.94%
31st
Net interest margin3.04%
11th
Efficiency ratio58.4%
62nd
Loans to deposits103.3%
7th
Uninsured deposits34.1%
19th
Loan-loss reserves1.13%
42nd
Texas ratio0.0%
95th

Similar-size banks in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Horizon BankBank Waverly, NE87 out of 100, Very strong$574.3M14.0%0.46%vs
RVR BankBank Fremont, NE78 out of 100, Strong$570.2M9.8%0.16%vs
Bank of the ValleyBank Bellwood, NE70 out of 100, Strong$581.9M9.9%0.05%vs
Home Federal Savings and Loan Association of Grand IslandBank Grand Island, NE80 out of 100, Strong$562.9M13.4%0.19%vs
Riverstone BankBank Eagle, NE76 out of 100, Strong$593.4M9.7%0.05%vs
Mnb BankBank Mccook, NE75 out of 100, Strong$594.1M11.1%0.15%vs

Deposit insurance

Is my money safe at Enterprise Bank?

Yes. Enterprise Bank is an FDIC-insured institution (FDIC certificate #33380). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 34.1% of deposits ($156.3M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.15%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.90% (benchmark: 10%).

Check how much of your own balance is covered

4 locations

Branches

Enterprise Bank lists 3 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Enterprise Bank
Former names
Enterprise Bank National Association
Type
State-chartered bank (Fed member)
FDIC certificate #
33380
RSSD ID
1836701
Primary regulator
FED
Holding company
Enterprise Holding Co
Established
April 10, 1991
Headquarters
525 N 132nd Street, Omaha, NE 68154
Employees
38

Quick answers

Enterprise Bank: common questions

Is Enterprise Bank FDIC insured?

Yes. Enterprise Bank is an FDIC-insured institution (FDIC certificate #33380). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Enterprise Bank's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Enterprise Bank ever failed?

There is no failure record for FDIC certificate #33380 in the FDIC failed bank list.

How many branches does Enterprise Bank have?

4 offices as of the latest FDIC data.

Nearby

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Neighborhood Community Federal Credit UnionCredit union Omaha, NE92 out of 100, Very strong$31.0M14.2%0.17%vs
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