Side-by-side · Q2 2026 data
Madison Credit Union vs Focus Credit Union
Metric by metric
| Measure | Madison Credit Union | Focus Credit Union |
|---|---|---|
| TellerScore | 73 | 83 (stronger) |
| Capital cushion | 60 | 90 (stronger) |
| Loan quality | 73 | 84 (stronger) |
| Earnings | 64 | 74 (stronger) |
| Funding & liquidity | 100 (stronger) | 73 |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 47th | 72nd |
| Total assets | $65.1M | $61.7M |
| Deposits / shares | $57.4M | $52.5M |
| Capital ratio | 11.04% | 14.01% (stronger) |
| Problem loans | 0.82% | 0.49% (stronger) |
| Net charge-offs | 0.31% (stronger) | 0.33% |
| Return on assets | 1.09% | 1.34% (stronger) |
| Loans ÷ deposits | 46.2% (stronger) | 87.5% |
| Uninsured deposits | 6.2% | 5.5% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Focus Credit Union has the higher TellerScore (83 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Madison Credit Union leads on 2 and Focus Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.