Headquartered in Menomonee Falls, Wisconsin, Focus Credit Union is a federally insured state-chartered credit union with $61.7M in total assets and $52.5M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1964.
Based on its Q2 2026 filing, Focus Credit Union scores 83/100, which we describe as strong. That is higher than 72% of 2,479 credit unions with under $100 million in assets. Among 98 credit unions headquartered in Wisconsin, it ranks 22nd. Its strongest component is problem-loan coverage (94/100; 3.1%), and its lowest is funding & liquidity (73/100; 87% loans-to-deposits, 5% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (80 → 83), mostly because the earnings component weakened by 19 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 82 |
| Q4 2024 | 79 |
| Q1 2025 | 77 |
| Q2 2025 | 80 |
| Q3 2025 | 82 |
| Q4 2025 | 85 |
| Q1 2026 | 84 |
| Q2 2026 | 83 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.26% |
| Q3 2024 | 11.72% |
| Q4 2024 | 12.02% |
| Q1 2025 | 12.31% |
| Q2 2025 | 12.64% |
| Q3 2025 | 13.01% |
| Q4 2025 | 13.60% |
| Q1 2026 | 13.76% |
| Q2 2026 | 14.01% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.41% |
| Q3 2024 | 0.23% |
| Q4 2024 | 0.63% |
| Q1 2025 | 0.82% |
| Q2 2025 | 0.73% |
| Q3 2025 | 0.59% |
| Q4 2025 | 0.47% |
| Q1 2026 | 0.30% |
| Q2 2026 | 0.49% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.75% |
| Q3 2024 | 1.87% |
| Q4 2024 | 1.89% |
| Q1 2025 | 1.68% |
| Q2 2025 | 1.81% |
| Q3 2025 | 1.75% |
| Q4 2025 | 1.79% |
| Q1 2026 | 1.32% |
| Q2 2026 | 1.34% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 83 | $61.7M | 14.01% | 0.49% | 1.34% | 87.5% |
| Q1 2026 | 84 | $61.3M | 13.76% | 0.30% | 1.32% | 87.4% |
| Q4 2025 | 85 | $60.5M | 13.60% | 0.47% | 1.79% | 90.2% |
| Q3 2025 | 82 | $61.1M | 13.01% | 0.59% | 1.75% | 88.8% |
| Q2 2025 | 80 | $60.9M | 12.64% | 0.73% | 1.81% | 87.4% |
| Q1 2025 | 77 | $60.1M | 12.31% | 0.82% | 1.68% | 89.2% |
| Q4 2024 | 79 | $59.4M | 12.02% | 0.63% | 1.89% | 90.0% |
| Q3 2024 | 82 | $58.4M | 11.72% | 0.23% | 1.87% | 92.4% |
| Q2 2024 | 78 | $58.0M | 11.26% | 0.41% | 1.75% | 91.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Brewery Credit UnionCredit union Milwaukee, WI | 59 out of 100, Moderate | $58.8M | 23.6% | 5.00% | vs |
| Madison Credit UnionCredit union Madison, WI | 73 out of 100, Strong | $65.1M | 11.0% | 0.82% | vs |
| Evergreen Credit UnionCredit union Neenah, WI | 76 out of 100, Strong | $65.3M | 14.0% | 0.99% | vs |
| Central Wisconsin Credit UnionCredit union Plover, WI | 80 out of 100, Strong | $56.3M | 10.8% | 0.73% | vs |
| Avestar Credit UnionCredit union Waterloo, WI | 61 out of 100, Moderate | $68.2M | 11.9% | 1.35% | vs |
| Badger-Globe Credit UnionCredit union Neenah, WI | 61 out of 100, Moderate | $51.6M | 13.6% | 1.50% | vs |
Deposit insurance
Is my money safe at Focus Credit Union?
Yes. Focus Credit Union is a federally insured credit union (NCUA charter #66451). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 5.5% of shares and deposits ($2.9M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 14.01%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Focus Credit Union lists 2 offices in 2 cities. Most locations:
- Menomonee Falls, WI (1)
- Wauwatosa, WI (1)
Identity & history
Profile
- Legal name
- Focus Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66451
- RSSD ID
- 33192
- Primary regulator
- State + NCUA
- Established
- 1964
- Headquarters
- N88W14930 Main St, Menomonee Falls, WI 53051
- Employees
- 14
Quick answers
Focus Credit Union: common questions
Is Focus Credit Union NCUA insured?
Yes. Focus Credit Union is a federally insured credit union (NCUA charter #66451). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Focus Credit Union's TellerScore?
83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Focus Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Menomonee Falls
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Raleigh Co. Educators Federal Credit UnionCredit union Beckley, WV | 97 out of 100, Very strong | $21.3M | 26.3% | 0.04% | vs |
| Northwestern Mutual Wealth ManagementBank Milwaukee, WI | 93 out of 100, Very strong | $557.7M | 55.0% | 0.00% | vs |
| State Bank of NewburgBank Newburg, WI | 93 out of 100, Very strong | $328.1M | 17.3% | 0.00% | vs |
| Umatilla County Federal Credit UnionCredit union Pendleton, OR | 92 out of 100, Very strong | $47.7M | 19.0% | 0.06% | vs |
| Kbr Heritage Federal Credit UnionCredit union Houston, TX | 90 out of 100, Very strong | $76.4M | 22.6% | 0.39% | vs |
| National Exchange Bank and TrustBank Fond Du Lac, WI | 88 out of 100, Very strong | $2.9B | 20.1% | 0.37% | vs |