Side-by-side · Q2 2026 data
Madison Credit Union vs Madison Fire Department Credit Union
Credit union
Madison Fire Department Credit Union
Madison, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Madison Credit Union | Madison Fire Department Credit Union |
|---|---|---|
| TellerScore | 73 | 90 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 73 | 100 (stronger) |
| Earnings | 64 | 70 (stronger) |
| Funding & liquidity | 100 (stronger) | 70 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 47th | 89th |
| Total assets | $65.1M | $5.5M |
| Deposits / shares | $57.4M | $4.4M |
| Capital ratio | 11.04% | 19.86% (stronger) |
| Problem loans | 0.82% | 0.00% (stronger) |
| Net charge-offs | 0.31% | 0.00% (stronger) |
| Return on assets | 1.09% | 1.25% (stronger) |
| Loans ÷ deposits | 46.2% (stronger) | 90.0% |
| Uninsured deposits | 6.2% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Madison Fire Department Credit Union has the higher TellerScore (90 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Madison Credit Union leads on 1 and Madison Fire Department Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.