Side-by-side · Q2 2026 data
Madison Valley Bank vs Three Rivers Bank of Montana
Metric by metric
| Measure | Madison Valley Bank | Three Rivers Bank of Montana |
|---|---|---|
| TellerScore | 63 | 71 (stronger) |
| Capital cushion | 42 | 67 (stronger) |
| Loan quality | 58 | 69 (stronger) |
| Earnings | 62 | 76 (stronger) |
| Funding & liquidity | 98 (stronger) | 62 |
| Problem-loan coverage | 87 | 87 |
| Peer percentile | 24th | 47th |
| Total assets | $263.7M | $293.1M |
| Deposits / shares | $238.6M | $257.9M |
| Capital ratio | 9.24% | 11.72% (stronger) |
| Problem loans | 1.27% | 0.93% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 1.04% | 1.40% (stronger) |
| Loans ÷ deposits | 52.8% (stronger) | 95.0% |
| Uninsured deposits | 17.2% (stronger) | 18.1% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Three Rivers Bank of Montana has the higher TellerScore (71 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Madison Valley Bank leads on 3 and Three Rivers Bank of Montana on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.