Side-by-side · Q2 2026 data
Madison Valley Bank vs Valley Bank of Ronan
Metric by metric
| Measure | Madison Valley Bank | Valley Bank of Ronan |
|---|---|---|
| TellerScore | 63 | 69 (stronger) |
| Capital cushion | 42 | 43 (stronger) |
| Loan quality | 58 | 91 (stronger) |
| Earnings | 62 (stronger) | 53 |
| Funding & liquidity | 98 (stronger) | 85 |
| Problem-loan coverage | 87 | 96 (stronger) |
| Peer percentile | 24th | 40th |
| Total assets | $263.7M | $218.1M |
| Deposits / shares | $238.6M | $197.6M |
| Capital ratio | 9.24% | 9.29% (stronger) |
| Problem loans | 1.27% | 0.26% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.06% |
| Return on assets | 1.04% (stronger) | 0.83% |
| Loans ÷ deposits | 52.8% (stronger) | 74.9% |
| Uninsured deposits | 17.2% | 12.6% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Valley Bank of Ronan has the higher TellerScore (69 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Madison Valley Bank leads on 3 and Valley Bank of Ronan on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.