Side-by-side · Q2 2026 data
Magnifi Financial Credit Union vs Trustone Financial Credit Union
Metric by metric
| Measure | Magnifi Financial Credit Union | Trustone Financial Credit Union |
|---|---|---|
| TellerScore | 68 | 68 |
| Capital cushion | 60 | 60 |
| Loan quality | 93 (stronger) | 74 |
| Earnings | 44 | 60 (stronger) |
| Funding & liquidity | 61 | 70 (stronger) |
| Problem-loan coverage | 92 (stronger) | 90 |
| Peer percentile | 50th | 50th |
| Total assets | $2.8B | $6.1B |
| Deposits / shares | $2.3B | $4.6B |
| Capital ratio | 11.04% (stronger) | 10.99% |
| Problem loans | 0.21% (stronger) | 0.78% |
| Net charge-offs | 0.20% (stronger) | 0.71% |
| Return on assets | 0.61% | 1.01% (stronger) |
| Loans ÷ deposits | 99.6% | 90.6% (stronger) |
| Uninsured deposits | 13.9% | 8.6% (stronger) |
| Offices | 28 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.6% | 22.2% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Magnifi Financial Credit Union leads on 3 and Trustone Financial Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.