Side-by-side · Q2 2026 data
Magnolia Federal Credit Union vs Gulf Coast Community Federal Credit Union
Credit union
Magnolia Federal Credit Union
Jackson, Mississippi · $100 million – $1 billion
Credit union
Gulf Coast Community Federal Credit Union
Gulfport, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Magnolia Federal Credit Union | Gulf Coast Community Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 73 |
| Capital cushion | 100 | 100 |
| Loan quality | 82 (stronger) | 59 |
| Earnings | 78 (stronger) | 39 |
| Funding & liquidity | 77 | 78 (stronger) |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 91st | 60th |
| Total assets | $185.6M | $125.5M |
| Deposits / shares | $141.8M | $101.4M |
| Capital ratio | 23.43% (stronger) | 17.70% |
| Problem loans | 0.55% (stronger) | 1.22% |
| Net charge-offs | 1.45% | 1.17% (stronger) |
| Return on assets | 1.45% (stronger) | 0.47% |
| Loans ÷ deposits | 83.5% | 82.0% (stronger) |
| Uninsured deposits | 4.3% (stronger) | 5.1% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 40.9% |
Magnolia Federal Credit Union has the higher TellerScore (87 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Magnolia Federal Credit Union leads on 5 and Gulf Coast Community Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.