Side-by-side · Q2 2026 data
Magnolia Federal Credit Union vs Statewide Federal Credit Union
Credit union
Magnolia Federal Credit Union
Jackson, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Magnolia Federal Credit Union | Statewide Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 82 (stronger) | 80 |
| Earnings | 78 (stronger) | 58 |
| Funding & liquidity | 77 | 93 (stronger) |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 91st | 45th |
| Total assets | $185.6M | $211.4M |
| Deposits / shares | $141.8M | $189.9M |
| Capital ratio | 23.43% (stronger) | 9.51% |
| Problem loans | 0.55% (stronger) | 0.59% |
| Net charge-offs | 1.45% | 1.10% (stronger) |
| Return on assets | 1.45% (stronger) | 0.96% |
| Loans ÷ deposits | 83.5% | 67.1% (stronger) |
| Uninsured deposits | 4.3% | 3.4% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Magnolia Federal Credit Union has the higher TellerScore (87 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Magnolia Federal Credit Union leads on 4 and Statewide Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.