TellerScore

Statewide Federal Credit Union (NCUA charter #6369) is based in Flowood, Mississippi. Its Q2 2026 call report shows $211.4M in total assets and $189.9M in member shares and deposits and 4 offices.

Based on its Q2 2026 filing, Statewide Federal Credit Union scores 68/100, which we describe as moderate. That is higher than only 45% of 1,341 credit unions with $100 million – $1 billion. Among 55 credit unions headquartered in Mississippi, it ranks 35th. Its strongest component is funding & liquidity (93/100; 67% loans-to-deposits, 3% uninsured), and its lowest is capital cushion (45/100; 9.51%).

TellerScore · Q2 2026

Scorecard

Capital cushion45/100
Net worth ratio: 9.51%
Loan quality80/100
Loans 60+ days delinquent ÷ total loans: 0.59%
Earnings58/100
Return on assets (annualized): 0.96%
Funding & liquidity93/100
Loans ÷ shares: 67.1% · 3.4% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.18%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (62 → 68), mostly because the earnings component improved by 20 points.

TellerScore
616568Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202463
Q4 202461
Q1 202561
Q2 202562
Q3 202564
Q4 202564
Q1 202666
Q2 202668
Net worth ratio
7.00%8.29%9.57%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.54%
Q3 20249.52%
Q4 20249.57%
Q1 20259.19%
Q2 20259.23%
Q3 20259.34%
Q4 20259.43%
Q1 20269.28%
Q2 20269.51%
Delinquent loans (60+ days)
0.56%0.86%1.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.96%
Q3 20240.86%
Q4 20241.15%
Q1 20250.94%
Q2 20250.77%
Q3 20250.56%
Q4 20250.88%
Q1 20260.64%
Q2 20260.59%
Return on assets
0.42%0.69%0.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.47%
Q3 20240.58%
Q4 20240.65%
Q1 20250.42%
Q2 20250.45%
Q3 20250.48%
Q4 20250.73%
Q1 20260.75%
Q2 20260.96%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$211.4M9.51%0.59%0.96%67.1%
Q1 202666$210.0M9.28%0.64%0.75%65.6%
Q4 202564$202.4M9.43%0.88%0.73%67.4%
Q3 202564$196.8M9.34%0.56%0.48%66.9%
Q2 202562$196.3M9.23%0.77%0.45%65.9%
Q1 202561$194.5M9.19%0.94%0.42%63.7%
Q4 202461$184.7M9.57%1.15%0.65%66.8%
Q3 202463$182.1M9.52%0.86%0.58%66.8%
Q2 202461$177.8M9.54%0.96%0.47%67.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.51%
21st
Problem loans0.59%
57th
Net charge-offs1.10%
7th
Return on assets0.96%
64th
Loans to deposits67.1%
67th
Uninsured deposits3.4%
78th
Loan-loss reserves0.00%
50th
Texas ratio4.2%
49th

Similar-size credit unions in Mississippi

InstitutionScoreAssetsCapitalProblem loansCompare
Magnolia Federal Credit UnionCredit union Jackson, MS87 out of 100, Very strong$185.6M23.4%0.55%vs
Rivertrust Federal Credit UnionCredit union Pearl, MS84 out of 100, Strong$167.8M19.3%0.60%vs
Centuryfirst Federal Credit UnionCredit union Hattiesburg, MS66 out of 100, Moderate$144.9M13.9%1.80%vs
Members Exchange Federal Credit UnionCredit union Jackson, MS87 out of 100, Very strong$143.6M21.2%0.37%vs
Triangle Federal Credit UnionCredit union Columbus, MS67 out of 100, Moderate$129.0M11.0%1.16%vs
Gulf Coast Community Federal Credit UnionCredit union Gulfport, MS73 out of 100, Strong$125.5M17.7%1.22%vs

Deposit insurance

Is my money safe at Statewide Federal Credit Union?

Yes. Statewide Federal Credit Union is a federally insured credit union (NCUA charter #6369). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.4% of shares and deposits ($6.4M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.51%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Statewide Federal Credit Union lists 4 offices in 4 cities. Most locations:

All branch addresses and map

CFPB TCCP survey · December 31, 2025

Credit card terms

CardPurchase APRAnnual feeLate feeForeign fee
Platinum Visa Card9.95% – 17.95%$0—1.0%

All Statewide Federal Credit Union card terms

Identity & history

Profile

Legal name
Statewide Federal Credit Union
Type
Federal credit union
NCUA charter #
6369
RSSD ID
849889
Primary regulator
NCUA
Established
1949
Headquarters
P O Box 320483, Flowood, MS 39232
Employees
60

Quick answers

Statewide Federal Credit Union: common questions

Is Statewide Federal Credit Union NCUA insured?

Yes. Statewide Federal Credit Union is a federally insured credit union (NCUA charter #6369). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Statewide Federal Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Statewide Federal Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Flowood

InstitutionScoreAssetsCapitalProblem loansCompare
Mississippi Public Employees Federal Credit UnionCredit union Jackson, MS97 out of 100, Very strong$29.2M18.1%0.10%vs
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Merchants and Planters BankBank Raymond, MS91 out of 100, Very strong$199.0M18.2%0.00%vs
Magnolia Federal Credit UnionCredit union Jackson, MS87 out of 100, Very strong$185.6M23.4%0.55%vs
Members Exchange Federal Credit UnionCredit union Jackson, MS87 out of 100, Very strong$143.6M21.2%0.37%vs
Ecm Federal Credit UnionCredit union Ridgeland, MS87 out of 100, Very strong$28.9M14.9%0.66%vs