Side-by-side · Q2 2026 data
Magnolia State Bank vs Brosnan Yard Federal Credit Union
Metric by metric
| Measure | Magnolia State Bank | Brosnan Yard Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 67 |
| Capital cushion | 100 | 100 |
| Loan quality | 60 (stronger) | 0 |
| Earnings | 99 (stronger) | 93 |
| Funding & liquidity | 85 (stronger) | 79 |
| Problem-loan coverage | 91 (stronger) | 70 |
| Peer percentile | 91st | 34th |
| Total assets | $198.7M | $6.2M |
| Deposits / shares | $167.2M | $5.2M |
| Capital ratio | 15.65% | 15.99% (stronger) |
| Problem loans | 1.21% (stronger) | 3.77% |
| Net charge-offs | -0.06% (stronger) | 0.42% |
| Return on assets | 1.98% (stronger) | 1.83% |
| Loans ÷ deposits | 64.2% (stronger) | 81.7% |
| Uninsured deposits | 25.0% | 3.4% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | — |
Magnolia State Bank has the higher TellerScore (87 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Magnolia State Bank leads on 5 and Brosnan Yard Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.