TellerScore

Brosnan Yard Federal Credit Union (NCUA charter #22400) is based in Macon, Georgia. Its Q2 2026 call report shows $6.2M in total assets and $5.2M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Brosnan Yard Federal Credit Union scores 67/100, which we describe as moderate. That is higher than only 34% of 2,479 credit unions with under $100 million in assets. Among 71 credit unions headquartered in Georgia, it ranks 43rd. Its strongest component is capital cushion (100/100; 15.99%), and its lowest is loan quality (0/100; 3.77%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.99%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.77%
Earnings93/100
Return on assets (annualized): 1.83%
Funding & liquidity79/100
Loans ÷ shares: 81.7% · 3.4% uninsured
Problem-loan coverage70/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 15.18%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 6 points (73 → 67), mostly because the loan quality component weakened by 55 points.

TellerScore
627689Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202489
Q3 202485
Q4 202477
Q1 202569
Q2 202573
Q3 202576
Q4 202562
Q1 202668
Q2 202667
Net worth ratio
7.00%11.98%16.97%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.13%
Q3 202415.63%
Q4 202415.19%
Q1 202514.33%
Q2 202514.72%
Q3 202516.08%
Q4 202516.97%
Q1 202616.11%
Q2 202615.99%
Delinquent loans (60+ days)
0.68%2.23%3.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.68%
Q3 20241.16%
Q4 20241.94%
Q1 20251.66%
Q2 20251.36%
Q3 20251.12%
Q4 20252.66%
Q1 20263.27%
Q2 20263.77%
Return on assets
0.66%1.56%2.46%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.46%
Q3 20242.32%
Q4 20242.08%
Q1 20250.66%
Q2 20250.75%
Q3 20250.97%
Q4 20251.11%
Q1 20262.40%
Q2 20261.83%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202667$6.2M15.99%3.77%1.83%81.7%
Q1 202668$6.0M16.11%3.27%2.40%87.9%
Q4 202562$5.5M16.97%2.66%1.11%99.7%
Q3 202576$5.7M16.08%1.12%0.97%94.2%
Q2 202573$6.1M14.72%1.36%0.75%82.9%
Q1 202569$6.1M14.33%1.66%0.66%81.6%
Q4 202477$5.7M15.19%1.94%2.08%91.3%
Q3 202485$5.4M15.63%1.16%2.32%91.6%
Q2 202489$5.4M15.13%0.68%2.46%88.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.99%
60th
Problem loans3.77%
10th
Net charge-offs0.42%
31st
Return on assets1.83%
92nd
Loans to deposits81.7%
17th
Uninsured deposits3.4%
33rd
Loan-loss reserves1.43%
86th
Texas ratio15.2%
7th

Similar-size credit unions in Georgia

InstitutionScoreAssetsCapitalProblem loansCompare
Ware County School Employees Federal Credit UnionCredit union Waycross, GA86 out of 100, Very strong$6.3M14.1%0.00%vs
Rig Employees Credit UnionCredit union Macon, GA69 out of 100, Moderate$5.9M43.8%3.24%vs
Macon Firemen'S Credit UnionCredit union Macon, GA90 out of 100, Very strong$5.9M27.1%0.56%vs
Omega Psi Phi Fraternity Federal Credit UnionCredit union Toccoa, GA62 out of 100, Moderate$5.5M9.1%0.81%vs
E L C O Federal Credit UnionCredit union Elberton, GA84 out of 100, Strong$5.3M20.1%0.78%vs
Beka Federal Credit UnionCredit union Lindale, GA63 out of 100, Moderate$4.6M13.0%0.86%vs

Deposit insurance

Is my money safe at Brosnan Yard Federal Credit Union?

Yes. Brosnan Yard Federal Credit Union is a federally insured credit union (NCUA charter #22400). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.4% of shares and deposits ($174K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.99%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Brosnan Yard Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Brosnan Yard Federal Credit Union
Type
Federal credit union
NCUA charter #
22400
RSSD ID
644187
Primary regulator
NCUA
Established
1976
Headquarters
1038 Guy Paine Rd, Macon, GA 31206
Employees
2

Quick answers

Brosnan Yard Federal Credit Union: common questions

Is Brosnan Yard Federal Credit Union NCUA insured?

Yes. Brosnan Yard Federal Credit Union is a federally insured credit union (NCUA charter #22400). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Brosnan Yard Federal Credit Union's TellerScore?

67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Brosnan Yard Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Macon

InstitutionScoreAssetsCapitalProblem loansCompare
Cgr Credit UnionCredit union Macon, GA95 out of 100, Very strong$120.0M22.2%0.52%vs
Robins Financial Credit UnionCredit union Warner Robins, GA94 out of 100, Very strong$5.0B17.6%0.40%vs
Sunmark Community BankBank Perry, GA92 out of 100, Very strong$556.6M14.6%0.02%vs
Macon Firemen'S Credit UnionCredit union Macon, GA90 out of 100, Very strong$5.9M27.1%0.56%vs
United BankBank Zebulon, GA89 out of 100, Very strong$2.2B12.8%0.23%vs
Magnolia State BankBank Eastman, GA87 out of 100, Very strong$198.7M15.6%1.21%vs