Side-by-side · Q2 2026 data
Magnolia State Bank vs Cgr Credit Union
Metric by metric
| Measure | Magnolia State Bank | Cgr Credit Union |
|---|---|---|
| TellerScore | 87 | 95 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 60 | 83 (stronger) |
| Earnings | 99 (stronger) | 97 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 91st | 98th |
| Total assets | $198.7M | $120.0M |
| Deposits / shares | $167.2M | $90.0M |
| Capital ratio | 15.65% | 22.20% (stronger) |
| Problem loans | 1.21% | 0.52% (stronger) |
| Net charge-offs | -0.06% (stronger) | 0.44% |
| Return on assets | 1.98% (stronger) | 1.91% |
| Loans ÷ deposits | 64.2% | 51.9% (stronger) |
| Uninsured deposits | 25.0% | 7.4% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | — |
Cgr Credit Union has the higher TellerScore (95 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Magnolia State Bank leads on 2 and Cgr Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.