Side-by-side · Q2 2026 data
Magnolia State Bank vs Sunmark Community Bank
Metric by metric
| Measure | Magnolia State Bank | Sunmark Community Bank |
|---|---|---|
| TellerScore | 87 | 92 (stronger) |
| Capital cushion | 100 (stronger) | 96 |
| Loan quality | 60 | 99 (stronger) |
| Earnings | 99 | 100 (stronger) |
| Funding & liquidity | 85 (stronger) | 57 |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 91st | 97th |
| Total assets | $198.7M | $556.6M |
| Deposits / shares | $167.2M | $467.5M |
| Capital ratio | 15.65% (stronger) | 14.61% |
| Problem loans | 1.21% | 0.02% (stronger) |
| Net charge-offs | -0.06% (stronger) | 0.00% |
| Return on assets | 1.98% | 2.77% (stronger) |
| Loans ÷ deposits | 64.2% (stronger) | 84.8% |
| Uninsured deposits | 25.0% (stronger) | 31.6% |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | — |
Sunmark Community Bank has the higher TellerScore (92 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Magnolia State Bank leads on 4 and Sunmark Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.