Sunmark Community Bank is a state-chartered bank headquartered in Perry, Georgia, in business for about 77 years. At the end of Q2 2026 it reported $556.6M in total assets and $467.5M in deposits, with 10 offices.
Based on its Q2 2026 filing, Sunmark Community Bank scores 92/100, which we describe as very strong. That is higher than 97% of 2,650 banks with $100 million – $1 billion. Among 124 banks headquartered in Georgia, it ranks 9th. Its strongest component is earnings (100/100; 2.77%), and its lowest is funding & liquidity (57/100; 85% loans-to-deposits, 32% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (89 → 92), mostly because the capital cushion component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 87 |
| Q3 2024 | 87 |
| Q4 2024 | 89 |
| Q1 2025 | 90 |
| Q2 2025 | 89 |
| Q3 2025 | 91 |
| Q4 2025 | 87 |
| Q1 2026 | 91 |
| Q2 2026 | 92 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.50% |
| Q3 2024 | 12.68% |
| Q4 2024 | 12.73% |
| Q1 2025 | 13.46% |
| Q2 2025 | 13.44% |
| Q3 2025 | 13.96% |
| Q4 2025 | 12.49% |
| Q1 2026 | 14.12% |
| Q2 2026 | 14.61% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.06% |
| Q3 2024 | 0.03% |
| Q4 2024 | 0.01% |
| Q1 2025 | 0.06% |
| Q2 2025 | 0.02% |
| Q3 2025 | 0.04% |
| Q4 2025 | 0.06% |
| Q1 2026 | 0.10% |
| Q2 2026 | 0.02% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.67% |
| Q3 2024 | 2.69% |
| Q4 2024 | 2.74% |
| Q1 2025 | 2.80% |
| Q2 2025 | 3.08% |
| Q3 2025 | 3.11% |
| Q4 2025 | 3.11% |
| Q1 2026 | 2.45% |
| Q2 2026 | 2.77% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 92 | $556.6M | 14.61% | 0.02% | 2.77% | 84.8% |
| Q1 2026 | 91 | $539.3M | 14.12% | 0.10% | 2.45% | 83.0% |
| Q4 2025 | 87 | $398.6M | 12.49% | 0.06% | 3.11% | 81.2% |
| Q3 2025 | 91 | $375.3M | 13.96% | 0.04% | 3.11% | 88.2% |
| Q2 2025 | 89 | $389.4M | 13.44% | 0.02% | 3.08% | 84.5% |
| Q1 2025 | 90 | $381.6M | 13.46% | 0.06% | 2.80% | 81.5% |
| Q4 2024 | 89 | $390.4M | 12.73% | 0.01% | 2.74% | 77.3% |
| Q3 2024 | 87 | $375.3M | 12.68% | 0.03% | 2.69% | 83.9% |
| Q2 2024 | 87 | $378.0M | 12.50% | 0.06% | 2.67% | 84.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Peoples Bank & TrustBank Buford, GA | 76 out of 100, Strong | $563.3M | 10.8% | 0.16% | vs |
| First National Bank of Coffee CountyBank Douglas, GA | 70 out of 100, Strong | $547.5M | 8.8% | 0.24% | vs |
| South Georgia Banking CompanyBank Omega, GA | 85 out of 100, Very strong | $570.1M | 13.9% | 0.55% | vs |
| Bank of DudleyBank Dudley, GA | 69 out of 100, Moderate | $537.9M | 9.6% | 0.12% | vs |
| Pineland BankBank Alma, GA | 75 out of 100, Strong | $597.1M | 10.5% | 0.49% | vs |
| Guardian BankBank Valdosta, GA | 65 out of 100, Moderate | $597.9M | 11.5% | 1.49% | vs |
Deposit insurance
Is my money safe at Sunmark Community Bank?
Yes. Sunmark Community Bank is an FDIC-insured institution (FDIC certificate #16825). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 31.6% of deposits ($147.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.61%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
10 locations
Branches
Sunmark Community Bank lists 10 offices in 9 cities. Most locations:
- Dublin, GA (2)
- Alamo, GA (1)
- Bonaire, GA (1)
- Byron, GA (1)
- Fort Valley, GA (1)
- Hawkinsville, GA (1)
- Perry, GA (1)
- Swainsboro, GA (1)
- Warner Robins, GA (1)
Identity & history
Profile
- Legal name
- Sunmark Community Bank
- Former names
- The Pulaski Banking Company
- Type
- State-chartered bank
- FDIC certificate #
- 16825
- RSSD ID
- 100236
- Primary regulator
- FDIC
- Holding company
- Sunmark Bancshares Inc
- Established
- August 27, 1949
- Headquarters
- 1005 Northside Dr, Perry, GA 31069
- Website
- www.sunmarkbank.com
- Employees
- 89
Quick answers
Sunmark Community Bank: common questions
Is Sunmark Community Bank FDIC insured?
Yes. Sunmark Community Bank is an FDIC-insured institution (FDIC certificate #16825). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Sunmark Community Bank's TellerScore?
92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Sunmark Community Bank ever failed?
There is no failure record for FDIC certificate #16825 in the FDIC failed bank list.
How many branches does Sunmark Community Bank have?
10 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Perry
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Flint Federal Credit UnionCredit union Reynolds, GA | 99 out of 100, Very strong | $2.9M | 30.0% | 0.00% | vs |
| Cgr Credit UnionCredit union Macon, GA | 95 out of 100, Very strong | $120.0M | 22.2% | 0.52% | vs |
| Robins Financial Credit UnionCredit union Warner Robins, GA | 94 out of 100, Very strong | $5.0B | 17.6% | 0.40% | vs |
| The Citizens Bank of CochranBank Cochran, GA | 90 out of 100, Very strong | $201.4M | 14.8% | 0.33% | vs |
| Flint River Employees Federal Credit UnionCredit union Oglethorpe, GA | 82 out of 100, Strong | $1.7M | 38.1% | 0.22% | vs |
| Vallant BankBank Elberton, GA | 78 out of 100, Strong | $4.0B | 12.7% | 0.51% | vs |