Side-by-side · Q2 2026 data
Main Bank vs American Heritage Bank
Metric by metric
| Measure | Main Bank | American Heritage Bank |
|---|---|---|
| TellerScore | 82 | 83 (stronger) |
| Capital cushion | 65 (stronger) | 61 |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 49 | 88 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 82nd | 84th |
| Total assets | $245.2M | $153.2M |
| Deposits / shares | $211.4M | $137.2M |
| Capital ratio | 11.55% (stronger) | 11.09% |
| Problem loans | 0.00% (stronger) | 0.22% |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 2.10% (stronger) | 1.85% |
| Loans ÷ deposits | 90.8% | 52.1% (stronger) |
| Uninsured deposits | 33.4% | 26.2% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Heritage Bank has the higher TellerScore (83 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Main Bank leads on 3 and American Heritage Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.