Side-by-side · Q2 2026 data
Main Bank vs First New Mexico Bank of Silver City
Bank
First New Mexico Bank of Silver City
Silver City, New Mexico · $100 million – $1 billion
Metric by metric
| Measure | Main Bank | First New Mexico Bank of Silver City |
|---|---|---|
| TellerScore | 82 | 95 (stronger) |
| Capital cushion | 65 | 93 (stronger) |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 100 (stronger) | 96 |
| Funding & liquidity | 49 | 97 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 82nd | 99th |
| Total assets | $245.2M | $147.5M |
| Deposits / shares | $211.4M | $123.8M |
| Capital ratio | 11.55% | 14.27% (stronger) |
| Problem loans | 0.00% (stronger) | 0.16% |
| Net charge-offs | -0.00% | -0.02% (stronger) |
| Return on assets | 2.10% (stronger) | 1.91% |
| Loans ÷ deposits | 90.8% | 59.1% (stronger) |
| Uninsured deposits | 33.4% | 18.3% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First New Mexico Bank of Silver City has the higher TellerScore (95 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Main Bank leads on 2 and First New Mexico Bank of Silver City on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.