Side-by-side · Q2 2026 data
Main Street Bank Corp. vs Ashland Community Federal Credit Union
Credit union
Ashland Community Federal Credit Union
Ashland, Ohio · Under $100 million in assets
Metric by metric
| Measure | Main Street Bank Corp. | Ashland Community Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 84 (stronger) |
| Capital cushion | 42 | 73 (stronger) |
| Loan quality | 78 | 97 (stronger) |
| Earnings | 80 (stronger) | 79 |
| Funding & liquidity | 68 | 79 (stronger) |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 44th | 75th |
| Total assets | $1.6B | $23.1M |
| Deposits / shares | $1.4B | $20.2M |
| Capital ratio | 9.25% | 12.29% (stronger) |
| Problem loans | 0.66% | 0.10% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.49% (stronger) | 1.48% |
| Loans ÷ deposits | 91.7% | 81.1% (stronger) |
| Uninsured deposits | 15.9% | 1.7% (stronger) |
| Offices | 21 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ashland Community Federal Credit Union has the higher TellerScore (84 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Main Street Bank Corp. leads on 2 and Ashland Community Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.