Side-by-side · Q2 2026 data
Main Street Bank Corp. vs Firstenergy Family Credit Union
Metric by metric
| Measure | Main Street Bank Corp. | Firstenergy Family Credit Union |
|---|---|---|
| TellerScore | 67 | 93 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 78 | 82 (stronger) |
| Earnings | 80 | 95 (stronger) |
| Funding & liquidity | 68 | 91 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 44th | 94th |
| Total assets | $1.6B | $47.2M |
| Deposits / shares | $1.4B | $39.4M |
| Capital ratio | 9.25% | 16.47% (stronger) |
| Problem loans | 0.66% | 0.53% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.49% | 1.88% (stronger) |
| Loans ÷ deposits | 91.7% | 69.4% (stronger) |
| Uninsured deposits | 15.9% | 3.2% (stronger) |
| Offices | 21 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Firstenergy Family Credit Union has the higher TellerScore (93 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Main Street Bank Corp. leads on 0 and Firstenergy Family Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.