Side-by-side · Q2 2026 data
Main Street Bank Corp. vs Medina County Federal Credit Union
Credit union
Medina County Federal Credit Union
Wadsworth, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Main Street Bank Corp. | Medina County Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 88 (stronger) |
| Capital cushion | 42 | 73 (stronger) |
| Loan quality | 78 | 97 (stronger) |
| Earnings | 80 | 88 (stronger) |
| Funding & liquidity | 68 | 93 (stronger) |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 44th | 92nd |
| Total assets | $1.6B | $151.3M |
| Deposits / shares | $1.4B | $135.6M |
| Capital ratio | 9.25% | 12.33% (stronger) |
| Problem loans | 0.66% | 0.09% (stronger) |
| Net charge-offs | 0.00% | -0.08% (stronger) |
| Return on assets | 1.49% | 1.69% (stronger) |
| Loans ÷ deposits | 91.7% | 67.5% (stronger) |
| Uninsured deposits | 15.9% | 1.3% (stronger) |
| Offices | 21 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Medina County Federal Credit Union has the higher TellerScore (88 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Main Street Bank Corp. leads on 0 and Medina County Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.