Side-by-side · Q2 2026 data
Maine Community Bank vs Eastmill Federal Credit Union
Credit union
Eastmill Federal Credit Union
East Millinocke, Maine · Under $100 million in assets
Metric by metric
| Measure | Maine Community Bank | Eastmill Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 87 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 67 (stronger) | 34 |
| Funding & liquidity | 53 | 100 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 44th | 83rd |
| Total assets | $3.0B | $79.6M |
| Deposits / shares | $2.3B | $64.7M |
| Capital ratio | 10.11% | 18.56% (stronger) |
| Problem loans | 0.46% | 0.00% (stronger) |
| Net charge-offs | 0.18% (stronger) | 0.29% |
| Return on assets | 1.17% (stronger) | 0.34% |
| Loans ÷ deposits | 106.9% | 52.0% (stronger) |
| Uninsured deposits | 15.6% | 8.7% (stronger) |
| Offices | 22 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.1% | — |
Eastmill Federal Credit Union has the higher TellerScore (87 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Maine Community Bank leads on 2 and Eastmill Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.