Eastmill Federal Credit Union is a federal credit union headquartered in East Millinocke, Maine, in business for about 72 years. At the end of Q2 2026 it reported $79.6M in total assets and $64.7M in member shares and deposits, with 3 offices.
Eastmill Federal Credit Union has a TellerScore of 87 out of 100 (very strong) based on Q2 2026 data — higher than 83% of its 2,479 credit unions with under $100 million in assets. Among 48 credit unions headquartered in Maine, it ranks 4th. Capital cushion contributes the most (100/100, 18.56%); earnings contributes the least (34/100, 0.34%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (86 → 87).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 94 |
| Q3 2024 | 90 |
| Q4 2024 | 89 |
| Q1 2025 | 87 |
| Q2 2025 | 86 |
| Q3 2025 | 86 |
| Q4 2025 | 86 |
| Q1 2026 | 85 |
| Q2 2026 | 87 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 19.46% |
| Q3 2024 | 19.40% |
| Q4 2024 | 19.54% |
| Q1 2025 | 19.01% |
| Q2 2025 | 19.03% |
| Q3 2025 | 18.98% |
| Q4 2025 | 18.97% |
| Q1 2026 | 18.67% |
| Q2 2026 | 18.56% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.16% |
| Q4 2024 | 0.29% |
| Q1 2025 | 0.07% |
| Q2 2025 | 0.14% |
| Q3 2025 | 0.19% |
| Q4 2025 | 0.20% |
| Q1 2026 | 0.09% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.24% |
| Q3 2024 | 0.88% |
| Q4 2024 | 0.89% |
| Q1 2025 | 0.46% |
| Q2 2025 | 0.45% |
| Q3 2025 | 0.49% |
| Q4 2025 | 0.42% |
| Q1 2026 | 0.21% |
| Q2 2026 | 0.34% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 87 | $79.6M | 18.56% | 0.00% | 0.34% | 52.0% |
| Q1 2026 | 85 | $78.6M | 18.67% | 0.09% | 0.21% | 48.2% |
| Q4 2025 | 86 | $77.2M | 18.97% | 0.20% | 0.42% | 47.0% |
| Q3 2025 | 86 | $76.9M | 18.98% | 0.19% | 0.49% | 45.4% |
| Q2 2025 | 86 | $76.1M | 19.03% | 0.14% | 0.45% | 44.8% |
| Q1 2025 | 87 | $75.7M | 19.01% | 0.07% | 0.46% | 43.5% |
| Q4 2024 | 89 | $73.2M | 19.54% | 0.29% | 0.89% | 45.4% |
| Q3 2024 | 90 | $72.9M | 19.40% | 0.16% | 0.88% | 45.6% |
| Q2 2024 | 94 | $72.5M | 19.46% | 0.00% | 1.24% | 45.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Maine
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sabattus Regional Credit UnionCredit union Sabattus, ME | 70 out of 100, Strong | $85.2M | 10.3% | 0.76% | vs |
| Capital Area Federal Credit UnionCredit union Augusta, ME | 86 out of 100, Very strong | $71.4M | 17.6% | 0.59% | vs |
| Coast Line Credit UnionCredit union South Portland, ME | 94 out of 100, Very strong | $89.2M | 19.1% | 0.22% | vs |
| Great Falls Regional Federal Credit UnionCredit union Lewiston, ME | 78 out of 100, Strong | $66.0M | 13.3% | 0.46% | vs |
| Milestones Federal Credit UnionCredit union Lewiston, ME | 62 out of 100, Moderate | $35.1M | 10.9% | 0.76% | vs |
| Maine Solutions Federal Credit UnionCredit union South Portland, ME | 61 out of 100, Moderate | $20.9M | 10.0% | 0.88% | vs |
Deposit insurance
Is my money safe at Eastmill Federal Credit Union?
Yes. Eastmill Federal Credit Union is a federally insured credit union (NCUA charter #9518). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 8.7% of shares and deposits ($5.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 18.56%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Eastmill Federal Credit Union lists 3 offices in 3 cities. Most locations:
- East Millinocket, ME (1)
- New Gloucester, ME (1)
- Patten, ME (1)
Identity & history
Profile
- Legal name
- Eastmill Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 9518
- RSSD ID
- 20286
- Primary regulator
- NCUA
- Established
- 1954
- Headquarters
- 60 Main St, East Millinocke, ME 04430
- Employees
- 20
Quick answers
Eastmill Federal Credit Union: common questions
Is Eastmill Federal Credit Union NCUA insured?
Yes. Eastmill Federal Credit Union is a federally insured credit union (NCUA charter #9518). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Eastmill Federal Credit Union's TellerScore?
87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Eastmill Federal Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near East Millinocke
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lincoln Maine Federal Credit UnionCredit union Lincoln, ME | 78 out of 100, Strong | $162.8M | 12.1% | 1.07% | vs |
| KeyBank National AssociationBank Cleveland, OH | 63 out of 100, Moderate | $188.6B | 9.9% | 0.86% | vs |
| Bangor Savings BankBank Bangor, ME | 55 out of 100, Moderate | $7.7B | 7.8% | 0.47% | vs |