Side-by-side · Q2 2026 data
Maine Community Bank vs Machias Savings Bank
Metric by metric
| Measure | Maine Community Bank | Machias Savings Bank |
|---|---|---|
| TellerScore | 67 | 73 (stronger) |
| Capital cushion | 51 | 71 (stronger) |
| Loan quality | 85 | 87 (stronger) |
| Earnings | 67 (stronger) | 59 |
| Funding & liquidity | 53 | 61 (stronger) |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 44th | 70th |
| Total assets | $3.0B | $2.7B |
| Deposits / shares | $2.3B | $2.3B |
| Capital ratio | 10.11% | 12.12% (stronger) |
| Problem loans | 0.46% | 0.40% (stronger) |
| Net charge-offs | 0.18% | 0.04% (stronger) |
| Return on assets | 1.17% (stronger) | 0.99% |
| Loans ÷ deposits | 106.9% | 98.2% (stronger) |
| Uninsured deposits | 15.6% (stronger) | 16.4% |
| Offices | 22 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.1% | 23.7% |
Machias Savings Bank has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Maine Community Bank leads on 2 and Machias Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.