Side-by-side · Q2 2026 data
Maine Highlands Federal Credit Union vs Saco Valley Credit Union
Metric by metric
| Measure | Maine Highlands Federal Credit Union | Saco Valley Credit Union |
|---|---|---|
| TellerScore | 56 | 71 (stronger) |
| Capital cushion | 59 | 59 |
| Loan quality | 23 | 88 (stronger) |
| Earnings | 60 (stronger) | 55 |
| Funding & liquidity | 91 (stronger) | 69 |
| Problem-loan coverage | 73 | 95 (stronger) |
| Peer percentile | 13th | 54th |
| Total assets | $230.1M | $195.5M |
| Deposits / shares | $203.2M | $173.8M |
| Capital ratio | 10.93% (stronger) | 10.90% |
| Problem loans | 2.32% | 0.36% (stronger) |
| Net charge-offs | 0.19% | 0.00% (stronger) |
| Return on assets | 1.00% (stronger) | 0.88% |
| Loans ÷ deposits | 69.1% (stronger) | 91.6% |
| Uninsured deposits | 5.5% (stronger) | 8.9% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.6% | 7.9% |
Saco Valley Credit Union has the higher TellerScore (71 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Maine Highlands Federal Credit Union leads on 4 and Saco Valley Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.