The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 7 points (64 → 71), mostly because the loan quality component improved by 14 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Maine

Yes. Saco Valley Credit Union is a federally insured credit union (NCUA charter #68324). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.9% of shares and deposits ($15.6M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.90%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Saco Valley Credit Union lists 5 offices in 4 cities. Most locations:

• Saco, ME (2)
• Portland, ME (1)
• Waterboro, ME (1)
• Westbrook, ME (1)

All branch addresses and map

In 2025, Saco Valley Credit Union reported 81 home-loan applications under HMDA (LEI 254900PZD34K8KYJD223): 70 originated ($18,600,000 total), 6 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 7.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Saco Valley Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

68324

RSSD ID

978770

Primary regulator

State + NCUA

Established

1947

Headquarters

PO Box 740, Saco, ME 04072

Employees

33