Side-by-side · Q2 2026 data
Maine Media Federal Credit Union vs Capital Area Federal Credit Union
Credit union
Capital Area Federal Credit Union
Augusta, Maine · Under $100 million in assets
Metric by metric
| Measure | Maine Media Federal Credit Union | Capital Area Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 86 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 32 | 80 (stronger) |
| Earnings | 35 | 73 (stronger) |
| Funding & liquidity | 89 (stronger) | 76 |
| Problem-loan coverage | 85 | 95 (stronger) |
| Peer percentile | 34th | 80th |
| Total assets | $7.0M | $71.4M |
| Deposits / shares | $5.9M | $57.7M |
| Capital ratio | 15.51% | 17.65% (stronger) |
| Problem loans | 2.04% | 0.59% (stronger) |
| Net charge-offs | 0.21% | -0.16% (stronger) |
| Return on assets | 0.38% | 1.33% (stronger) |
| Loans ÷ deposits | 71.0% (stronger) | 84.6% |
| Uninsured deposits | 0.0% (stronger) | 1.9% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Capital Area Federal Credit Union has the higher TellerScore (86 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Maine Media Federal Credit Union leads on 2 and Capital Area Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.