TellerScore

Maine Media Federal Credit Union (NCUA charter #640) is based in Portland, Maine. Its Q2 2026 call report shows $7.0M in total assets and $5.9M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Maine Media Federal Credit Union scores 67/100, which we describe as moderate. That is higher than only 34% of 2,479 credit unions with under $100 million in assets. Among 48 credit unions headquartered in Maine, it ranks 25th. Its strongest component is capital cushion (100/100; 15.51%), and its lowest is loan quality (32/100; 2.04%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.51%
Loan quality32/100
Loans 60+ days delinquent ÷ total loans: 2.04%
Earnings35/100
Return on assets (annualized): 0.38%
Funding & liquidity89/100
Loans ÷ shares: 71.0% · 0.0% uninsured
Problem-loan coverage85/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 7.71%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (67 → 67).

TellerScore
617486Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202486
Q4 202470
Q1 202561
Q2 202567
Q3 202583
Q4 202576
Q1 202676
Q2 202667
Net worth ratio
7.00%11.68%16.35%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.99%
Q3 202415.99%
Q4 202416.05%
Q1 202516.29%
Q2 202516.35%
Q3 202516.18%
Q4 202516.35%
Q1 202616.09%
Q2 202615.51%
Delinquent loans (60+ days)
0.14%1.32%2.50%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.32%
Q3 20240.31%
Q4 20241.82%
Q1 20252.50%
Q2 20251.65%
Q3 20250.14%
Q4 20250.75%
Q1 20261.30%
Q2 20262.04%
Return on assets
0.21%0.56%0.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.73%
Q3 20240.91%
Q4 20240.84%
Q1 20250.40%
Q2 20250.21%
Q3 20250.37%
Q4 20250.29%
Q1 20260.72%
Q2 20260.38%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202667$7.0M15.51%2.04%0.38%71.0%
Q1 202676$6.7M16.09%1.30%0.72%76.7%
Q4 202576$6.6M16.35%0.75%0.29%80.0%
Q3 202583$6.6M16.18%0.14%0.37%80.6%
Q2 202567$6.5M16.35%1.65%0.21%86.0%
Q1 202561$6.5M16.29%2.50%0.40%84.4%
Q4 202470$6.6M16.05%1.82%0.84%83.1%
Q3 202486$6.5M15.99%0.31%0.91%80.1%
Q2 202484$6.4M15.99%0.32%0.73%77.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.51%
58th
Problem loans2.04%
21st
Net charge-offs0.21%
46th
Return on assets0.38%
36th
Loans to deposits71.0%
31st
Uninsured deposits0.0%
81st
Loan-loss reserves0.53%
78th
Texas ratio7.7%
19th

Similar-size credit unions in Maine

InstitutionScoreAssetsCapitalProblem loansCompare
Maine Solutions Federal Credit UnionCredit union South Portland, ME61 out of 100, Moderate$20.9M10.0%0.88%vs
Milestones Federal Credit UnionCredit union Lewiston, ME62 out of 100, Moderate$35.1M10.9%0.76%vs
Great Falls Regional Federal Credit UnionCredit union Lewiston, ME78 out of 100, Strong$66.0M13.3%0.46%vs
Capital Area Federal Credit UnionCredit union Augusta, ME86 out of 100, Very strong$71.4M17.6%0.59%vs
Eastmill Federal Credit UnionCredit union East Millinocke, ME87 out of 100, Very strong$79.6M18.6%0.00%vs
Sabattus Regional Credit UnionCredit union Sabattus, ME70 out of 100, Strong$85.2M10.3%0.76%vs

Deposit insurance

Is my money safe at Maine Media Federal Credit Union?

Yes. Maine Media Federal Credit Union is a federally insured credit union (NCUA charter #640). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.51%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Maine Media Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Maine Media Federal Credit Union
Type
Federal credit union
NCUA charter #
640
RSSD ID
189679
Primary regulator
NCUA
Established
1935
Headquarters
Po Box 7702, Portland, ME 04112
Employees
2

Quick answers

Maine Media Federal Credit Union: common questions

Is Maine Media Federal Credit Union NCUA insured?

Yes. Maine Media Federal Credit Union is a federally insured credit union (NCUA charter #640). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Maine Media Federal Credit Union's TellerScore?

67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Maine Media Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Portland

InstitutionScoreAssetsCapitalProblem loansCompare
Gardiner Federal Credit UnionCredit union Gardiner, ME96 out of 100, Very strong$100.7M15.9%0.12%vs
Coast Line Credit UnionCredit union South Portland, ME94 out of 100, Very strong$89.2M19.1%0.22%vs
Skowhegan Savings BankBank Skowhegan, ME88 out of 100, Very strong$855.0M15.8%0.42%vs
Capital Area Federal Credit UnionCredit union Augusta, ME86 out of 100, Very strong$71.4M17.6%0.59%vs
Bath Savings InstitutionBank Bath, ME82 out of 100, Strong$1.5B15.8%0.05%vs
Norway Savings BankBank Norway, ME81 out of 100, Strong$2.2B14.1%0.29%vs