Side-by-side · Q2 2026 data
Maine Media Federal Credit Union vs Gardiner Federal Credit Union
Metric by metric
| Measure | Maine Media Federal Credit Union | Gardiner Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 32 | 96 (stronger) |
| Earnings | 35 | 93 (stronger) |
| Funding & liquidity | 89 | 92 (stronger) |
| Problem-loan coverage | 85 | 99 (stronger) |
| Peer percentile | 34th | 99th |
| Total assets | $7.0M | $100.7M |
| Deposits / shares | $5.9M | $84.1M |
| Capital ratio | 15.51% | 15.92% (stronger) |
| Problem loans | 2.04% | 0.12% (stronger) |
| Net charge-offs | 0.21% | 0.14% (stronger) |
| Return on assets | 0.38% | 1.82% (stronger) |
| Loans ÷ deposits | 71.0% | 68.0% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 7.9% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gardiner Federal Credit Union has the higher TellerScore (96 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Maine Media Federal Credit Union leads on 1 and Gardiner Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.