Side-by-side · Q2 2026 data
Mainstreet Community Bank of Florida vs Community Credit Union
Metric by metric
| Measure | Mainstreet Community Bank of Florida | Community Credit Union |
|---|---|---|
| TellerScore | 56 | 95 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 58 | 93 (stronger) |
| Earnings | 63 | 85 (stronger) |
| Funding & liquidity | 53 | 100 (stronger) |
| Problem-loan coverage | 74 | 100 (stronger) |
| Peer percentile | 13th | 98th |
| Total assets | $953.4M | $171.6M |
| Deposits / shares | $863.2M | $140.1M |
| Capital ratio | 9.45% | 17.68% (stronger) |
| Problem loans | 1.27% | 0.22% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.06% | 1.61% (stronger) |
| Loans ÷ deposits | 83.8% | 20.6% (stronger) |
| Uninsured deposits | 35.6% | 8.8% (stronger) |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.6% | — |
Community Credit Union has the higher TellerScore (95 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Mainstreet Community Bank of Florida leads on 1 and Community Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.