Side-by-side · Q2 2026 data
Mainstreet Federal Credit Union vs Envista Federal Credit Union
Metric by metric
| Measure | Mainstreet Federal Credit Union | Envista Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 72 (stronger) |
| Capital cushion | 49 | 58 (stronger) |
| Loan quality | 76 | 90 (stronger) |
| Earnings | 66 (stronger) | 62 |
| Funding & liquidity | 96 (stronger) | 69 |
| Problem-loan coverage | 89 | 94 (stronger) |
| Peer percentile | 51st | 57th |
| Total assets | $702.7M | $693.4M |
| Deposits / shares | $640.1M | $591.4M |
| Capital ratio | 9.87% | 10.77% (stronger) |
| Problem loans | 0.71% | 0.31% (stronger) |
| Net charge-offs | 0.51% | 0.43% (stronger) |
| Return on assets | 1.15% (stronger) | 1.06% |
| Loans ÷ deposits | 64.4% (stronger) | 90.9% |
| Uninsured deposits | 2.2% (stronger) | 5.7% |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.5% | — |
Envista Federal Credit Union has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Mainstreet Federal Credit Union leads on 3 and Envista Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.