Side-by-side · Q2 2026 data
Mainstreet Federal Credit Union vs Mid American Credit Union
Metric by metric
| Measure | Mainstreet Federal Credit Union | Mid American Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 58 |
| Capital cushion | 49 (stronger) | 39 |
| Loan quality | 76 | 84 (stronger) |
| Earnings | 66 (stronger) | 47 |
| Funding & liquidity | 96 (stronger) | 50 |
| Problem-loan coverage | 89 (stronger) | 87 |
| Peer percentile | 51st | 16th |
| Total assets | $702.7M | $531.9M |
| Deposits / shares | $640.1M | $441.8M |
| Capital ratio | 9.87% (stronger) | 8.94% |
| Problem loans | 0.71% | 0.47% (stronger) |
| Net charge-offs | 0.51% (stronger) | 0.55% |
| Return on assets | 1.15% (stronger) | 0.66% |
| Loans ÷ deposits | 64.4% (stronger) | 110.6% |
| Uninsured deposits | 2.2% (stronger) | 2.8% |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.5% | 16.3% |
Mainstreet Federal Credit Union has the higher TellerScore (70 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Mainstreet Federal Credit Union leads on 6 and Mid American Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.