Side-by-side · Q2 2026 data
Malaga Bank F.S.B. vs Nikkei Credit Union
Metric by metric
| Measure | Malaga Bank F.S.B. | Nikkei Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 53 |
| Capital cushion | 100 (stronger) | 92 |
| Loan quality | 100 (stronger) | 10 |
| Earnings | 87 (stronger) | 25 |
| Funding & liquidity | 37 | 78 (stronger) |
| Problem-loan coverage | 100 (stronger) | 58 |
| Peer percentile | 98th | 12th |
| Total assets | $1.4B | $81.5M |
| Deposits / shares | $942.1M | $69.6M |
| Capital ratio | 16.76% (stronger) | 14.23% |
| Problem loans | 0.00% (stronger) | 2.69% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.69% (stronger) | 0.13% |
| Loans ÷ deposits | 131.4% | 82.5% (stronger) |
| Uninsured deposits | 27.4% | 0.7% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | 0.0% |
Malaga Bank F.S.B. has the higher TellerScore (88 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Malaga Bank F.S.B. leads on 5 and Nikkei Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.