The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (88 → 88).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in California

Yes. Malaga Bank F.S.B. is an FDIC-insured institution (FDIC certificate #32282). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 27.4% of deposits ($257.7M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 16.76%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 27.91% (benchmark: 10%).

Check how much of your own balance is covered

Malaga Bank F.S.B. lists 5 offices in 4 cities. Most locations:

• Torrance, CA (2)
• Palos Verdes Peninsula, CA (1)
• Rolling Hills Estates, CA (1)
• San Pedro, CA (1)

All branch addresses and map

In 2025, Malaga Bank F.S.B. reported 83 home-loan applications under HMDA (LEI 549300PTYDNRSYG5A828): 71 originated ($100,565,000 total), 6 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 7.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Malaga Bank F.S.B.

Former names

Malaga Savings and Loan Association; Malaga Bank SSB

Type

Savings bank

FDIC certificate #

32282

RSSD ID

773470

Primary regulator

OCC

Holding company

Malaga Financial Corp

Established

March 8, 1985

Headquarters

2514 Via Tejon, Palos Verdes Peninsula, CA 90274

Website

www.malagabank.com

Employees

75