Side-by-side · Q2 2026 data
Malaga Bank F.S.B. vs US Metro Bank
Metric by metric
| Measure | Malaga Bank F.S.B. | US Metro Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 52 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 100 (stronger) | 49 |
| Earnings | 87 (stronger) | 60 |
| Funding & liquidity | 37 (stronger) | 30 |
| Problem-loan coverage | 100 (stronger) | 73 |
| Peer percentile | 98th | 9th |
| Total assets | $1.4B | $1.6B |
| Deposits / shares | $942.1M | $1.4B |
| Capital ratio | 16.76% (stronger) | 10.42% |
| Problem loans | 0.00% (stronger) | 1.54% |
| Net charge-offs | 0.00% (stronger) | 0.38% |
| Return on assets | 1.69% (stronger) | 1.01% |
| Loans ÷ deposits | 131.4% | 94.2% (stronger) |
| Uninsured deposits | 27.4% (stronger) | 47.7% |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | — |
Malaga Bank F.S.B. has the higher TellerScore (88 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Malaga Bank F.S.B. leads on 6 and US Metro Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.