Side-by-side · Q2 2026 data
Malvern Bank vs Heartland Bank
Metric by metric
| Measure | Malvern Bank | Heartland Bank |
|---|---|---|
| TellerScore | 67 | 79 (stronger) |
| Capital cushion | 39 | 82 (stronger) |
| Loan quality | 88 (stronger) | 73 |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 53 (stronger) | 46 |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 34th | 75th |
| Total assets | $253.2M | $256.1M |
| Deposits / shares | $217.7M | $203.7M |
| Capital ratio | 8.91% | 13.23% (stronger) |
| Problem loans | 0.37% (stronger) | 0.81% |
| Net charge-offs | 0.09% | 0.04% (stronger) |
| Return on assets | 1.45% | 2.17% (stronger) |
| Loans ÷ deposits | 98.9% (stronger) | 104.2% |
| Uninsured deposits | 22.1% (stronger) | 23.8% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Heartland Bank has the higher TellerScore (79 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Malvern Bank leads on 3 and Heartland Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.